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analyze bank loans and accrued interest

Jul 26, 2017
Can someone help me grasp the concept of my essay assignment? I do not know where to start and my paper is due Sunday and I don't know what it is asking


aging adults - research questions and answers

Jul 19, 2017
Q1. Given that the demographic trends point to a much larger proportion of older adults in the United States, we will have to be ready to provide adequate care. Explain why the dependency ratio will affect plans like Social Security and Medicare drastically and why our society will need other resources to help care for the aging. (2 points)

In contrast to a retirement fund such as a standard IRA, where the money an individual puts into an account as a young person is saved for when he or she leaves the workplace (or simply reaches a certain age), the money which is extracted from the paychecks of younger workers is used to support current beneficiaries of the Social Security system. Younger workers pay into the system with the knowledge that when they themselves reach the designated retirement age, they too will receive benefits. Today, there is currently an imbalance of the "beneficiary-to-worker ratio, which compares the number of people drawing benefits to the number of workers paying into Social Security," due to the abnormally high numbers of individuals who are a part of the Baby Boom generation relative to the current generation ("How will boomers affect Social Security," 2017). Older individuals, thanks to improvements in medical care, are also living much longer than anticipated and although they are also working for longer periods of time, they still are entitled to receive benefits after a specific age.

This influx of older patients into the healthcare system will also affect Medicare, the insurance policy which all geriatric Americans receive, given not only the increased numbers of enrollees but also the fact that medical technology has improved. While this is considered beneficial overall in terms of prolonging life expectancy, it also results in increased systemic costs, as does the fact that older adults today are more apt to suffer from chronic illnesses such as diabetes and heart disease. Today's patients aging into Medicare "had higher rates of hypertension, high cholesterol, diabetes and obesity" than did their parents and this trend is expected to continue (Barr 2014). Medicare plans traditionally offer lower rates of reimbursement to physicians than other types of healthcare plans, and physicians may attempt to compensate for the influx of Medicare patients and the costs that older, sicker patients incur overall by charging other patients higher rates.

Q2. Design an Adult Community Center that offers drop-in services for aging adults. Include in your ACC the following specifics:
a. Preventative strategies for maximizing successful aging (see table 14.1). Provide examples of how you would offer services for each item. (8 points)

Adult community care centers can offer support to promote healthier aging for older adults through preventative care that can ultimately reduce costs for patients, providers, and the system as a whole later on. These services can include educational and enrichment activities such as arts and crafts, adult education classes, book clubs, and other intellectual activities which can promote socialization and ward off dementia. Physical activity classes such as yoga and aerobics can aid in weight reduction and keep older joints mobile. Centers which offer healthy breakfasts and lunches can ensure that older adults are receiving appropriate nutrition. The presence of trained staff to monitor cognitive functioning, blood pressure, and fall risk can again act as a preventative check upon the health of older adults.

Although older adults may be seeing a variety of providers, this does not mean that they are receiving constant monitoring. In fact, the proliferation of providers and different treatments can create additional problems, since providers may not be in communication with one another. This can result in over-prescription of drugs or prescription of contraindicated drug treatments. Older patients are living farther away from their adult children than in previous generations and workers at community care facilities can act as advocates as older adults navigate the complexities of the healthcare system. It can also direct older adults to services they may not have needed previously, such as vision assistance, hearing aids, and psychological counseling, as patients may be experiencing depression due to a loss of functioning or as a result of the biological side effects of some ailments associated with aging.


Barr, P. Baby boomers will transform health care as they age. H&HN.

How will boomers affect Social Security? NASI.

writers needed in law (us+english), business, accounting, politics, journalism, english literature and more.

Jul 12, 2017
Hi there,

I am looking for experienced freelance academic writers that are looking for work immediately. I have an array of work available, with competitive rates of pay. Please email me now for more information.



academia-research account

Jun 28, 2017
Dear essay writers, I have an Academia-research account that I'm not using and would want to sell. From the account you can source for essay jobs and get paid twice every month. Any interested person can email me on #email_below#

scam writers who plagiarize and will blackmail you later for the work

Jun 18, 2017
they advertise on social network sites and craigslist, long story short they provided few of their sample essays and satisfied remarks from the former clients... and agreed to work on a essay about 20 pages for 5$ a page.. I kept in constant email contact. Well few days before the deadline they sent me work which was mostly plagiarized copied from the first google search results, when i confronted them about it they flipped said the work was good enough and i had to pay the full amount or they would contact the college dean.. asked them to piss of and find some other poor chump to work with...

fair warning only do paypal transactions for services offered not friend to friend.. or you might never see your money back!! that was their email contact

re: essay idea for immigration

Jun 12, 2017
The Economic Benefits of Immigration Reform for Western Nations
Bob  EssayChatJun 10, 2017
Hello, I need an essay idea for immigration.
Alexandr  EssayChatJun 2, 2017
I am looking for professional writers. If you are looking for a job please contact me

May 23, 2017
 Offered USA  USA  
I am an American writer located in NYC, where I was born and educated. My undergraduate degrees are in History and Psychology and I have a JD from New York Law School. I have worked as a Senior Writer/Editor for a very large U.S. federal agency and since 2003, I have written (literally) thousands of academic essays in dozens of subject-matter areas and on hundreds of very diverse topics within those areas, ranging from 1-pg high school papers on social media to 300-pg post-graduate dissertations on law and public policy. The vast majority of my clients are satisfied, long-term repeat customers (and direct referrals) who have used my services dozens of times. I routinely handle just about any topic in literature and other humanities and in most (non-mathematical) technical, scientific, business, and healthcare/nursing subjects. My web page provides a more-nearly-comprehensive list of topic areas as well as very detailed FAQs about my services and how I do business in general.

If your project is not one that I can take on with confidence, I will always tell you that and try to refer you to another legitimate writer or essay company. However, please understand that does not mean that I provide "referrals" just to help you find a cheaper price from someone else for any project for which I quote a price. (One wouldn't think that required an explicit explanation, but based experience, it seems to, at least sometimes.) Generally, you get the quality you pay for in this industry and my prices are about the same as those of the essay companies for which I've written and those of other equally-experienced legitimate American and British freelance writers who advertise here.

Please know that there are several other writers who use some variation of "freelance" or "freelancer" here and that I am not associated with any of them or with any Gmail account. My only email addresses are the one disclosed on my web page and my exact ID ("FreelanceWriter") here, "at" Simply email me any assignment description (and due date) anytime and I'll always respond promptly to let you know whether or not I can do it and give you a price if I can. Everything I write is always 100% original and properly referenced. If your project is out of my areas or something that I cannot take on with high confidence that I can do it well, I will always decline it rather than do a bad job on it and I will try to suggest another good writer (or company) whose services, reputation, and policies I know firsthand. In return, I just ask that you always give me the first look at any future work.

I would very humbly suggest to prospective clients that the way writers treat one another on these forums gives you a very good idea of how they treat their customers. I maintain a very good relationship with several other honest and very good American and ESL writers against whom I compete honestly and fairly, and without ever stooping to trash anybody else's reputation, much less anonymously. I always identify myself in all of my posts and I have also used the same S/N or ID on every essay-writing forum since I first joined EssayScam in 2008 and as my only Writer ID since I started writing for essay companies in 2003.

Payment is always in advance, but you can try me with a very short assignment before you decide to trust me with anything more substantial. My posts on EssayScam date back to October 2008 and are searchable if you would like to review my 9 years' of posts on that forum. (Remember to change the default "titles" to "messages" to optimize your search.) Every customer (and fellow writer) quoted in my Service Review thread is a genuine customer who can be contacted through the messaging system on that forum.

Thank you.



beer church, beer church, beer church ...

May 13, 2017
An idea whose time has come: "Beer Church" --

re: "why american people dont think cooking as hobby"

May 7, 2017
Let's face it: life in the 21st century can be incredibly demanding, and many people may not want to invest the time and effort needed to prepare three-course meals every night (or ever). Perhaps many Americans don't live to eat as much as they eat to live, and who has time to make a hobby of it?
kiril simeonov  

writer needed

May 6, 2017
Hello, I need help in my ms project paper. It should be completed before 10th May. Email me using #email_below# or #email_below#


foreign students essay writers needed

Apr 27, 2017
Looking for a professional writer who can perfectly handle foreign students essays.Experience is preferred.


interventions to improve communications with limited health literacy patients: a systematic review

Apr 18, 2017
Need help in writing a systematic review 4000 words due next Tuesday . Please only email me if you feel confident in writing it.


linguistics empirical project/discourse analysis

Apr 16, 2017
I'm looking for someone to help me with a Linguistics empirical project. This would be comprised of linguistically coding a set of texts and inputting coded data into a spreadsheet to preform discourse and content analysis. Once this is done, that research should be used to write a 2500 word essay. There were no requirements for this class and my major isn't Linguistics so I'm really out of my element. I can even write the essay myself but what I need help with is the text coding + discourse/content analysis. If anyone has any experience with Linguistics and discourse/content analysis please contact me.


finance/accounting writer needed

Apr 14, 2017
Looking for a professional writer who can perfectly handle Finance/Accounting calculation up-to master level.

Time  EssayChatApr 12, 2017
How did Britain in change after the Reformafion?

it didn't change at all.
Now, pay me $50

master's thesis help needed.

Apr 3, 2017
Master level thesis help needed.
Min 12000 words. Until the end of April.

I have an outline along with a previous paper I have written on the topic. I have done some research and interviews. However, I really need someone to help as my writing is too scattered.

Topic is on LGBT community.


need good writers join our team

Mar 31, 2017
i have a lot of work, if you can write essay or report and have much part time,contact me.
hope you know Chinese words,



Mar 29, 2017
i need help
why american people dont think cooking as hobby
Gisa Study  

gisa: ”we are (an indian) graduate club” - a second home away from home

Mar 26, 2017
GISA, the Graduate India Students Association, was established in 2006 by a group of Indian graduate students to meet the need " of new students coming from India to make a smooth transition" into the NYU- Poly community at large and "to provide an avenue to bridge the social gap among the graduate students at the university" says President and Vice-President.

According to Jain and Parmar most of the new Indian students from abroad are graduate students, 700 strong, while the undergraduate Indian students are very few and have well established family networks in the United States.

GISA makes up for this.

GISA is a surrogate home away from home for the new graduate Indian students. Jain and Parmar say that it's members represent several demographics. They try to enrich their members lives on and off campus "with talent shows, Diwali celebrations, festivals, cultural extravaganza's , movie nights, sports tournaments, and picnics to Central Park and more", says the officers. Also, they will have Bollywood movie nights featuring former Miss World, singer, dancer and actress, Aisswarya Rai, if requested; and several movies.

Jain says the purpose of GiSA is," to provide a forum and common ground for all the graduate Indian students to connect with each other and connect with NYU-Poly community." The idea is to make the fertile and rich Indian history available to the Indian graduate students in the United States.

Jain says they're having this semester a "New Student Orientation" which is going to be at the end of January. With the "New Student Orientation" program GISA assists by signing the new students into GISA, help with mobile phone plans to buy, where to look for places, how to use the MTA map and routine information, renting an apartment, and airport pick-ups.

They are going to have a Spring Festival-Navring ( has all the information on the Navring spring festival and the Diwali fall festival).

Jain says GISA relates very well with the other graduate clubs on campus very well. GISA coordinates with the coordinator of the graduate clubs and director of the Turkish Student Association, Suleyman Cavusoglu and Mrs. Kara Mitchell, associate director for Graduate and Student Services-she is like a mentor, says Jain. GISA has a good relationship with the Chinese Graduate Club, The Turkish Graduate Club, and the Saudi Arabian Graduate Club.

Jain's major is Computer Science and he's graduating this May and looking to enter a Ph.D program in the field of Cyber- Security at most probably NYU-Poly. He is focusing on NYU-Poly strongly because his mentor, Professor Nasir Memon("He is his inspiration" Parmar says) will work with him.

Parmar, the vice-president, will be graduating in Computer Science in May, work for a few years and finally pursue her MBA strongly at NYU-Stern. She wants to work for a well established company.

Parmar has recently has been elected to the NYU-Poly chapter in IEEE (Institute of Electrical and Electronics Engineers) as their president.

comparative analysis undergraduate essay help wanted

Mar 25, 2017
6 page essay and first draft due Wednesday
Undergraduate level college essay that uses The Birth of a Tragedy by Nietzsche to go deeper explain Ode on a Grecian Urn by John Keats. I have the full prompt and both texts in PDF form that I can send. Would really appreciate the help. Please email me ASAP.


"he who..."

Mar 25, 2017
he who

""He who has the lead makes the rules."

"He who squawks and runs away / Lives to squawk another day."

"Let he who is without conscience/ Cast the first asterisk"*

-- Johnny Hart (creator of B.C. comics -- R.I.P.).


*Among others ...

gamsat essay

Mar 20, 2017
" he who is of calm and happy nature will hardly feel the pressure of age, but to him who is of an opposite disposition youth and age are equally a burden"

open essay on this quote help!

re: what a hero is ...

Mar 17, 2017
A hero is the single mother who holds down two part-time jobs and still manages to take care of her three kids. A hero is the father who works an extra job in order to put his kids through private school or buy them the $200 sneakers they just had to have because "all the other kids have them." Heroes are people who trudge off to jobs they don't necessarily like day after day because there are bills to pay, the wolf is at the door and people are counting on them. A hero is an individual who does the right thing even when no one is looking even if it means personal sacrifice or loss. Finally, heroes are men and women in the armed forces and first responders who protect the nation's citizens and interests while everyone else is asleep.

what does a hero mean to you in paragraph?

Mar 15, 2017
I need someone to help me write in a paragraph what a hero is. Can someone help ASAP!!?? my paper is due tonight.

a vindication of the rights of woman

Mar 9, 2017
Explain why the concept of reason is important to Wollstonecraft's arguments in the extract written by her in A Vindication of the Rights of Woman?

I really have no idea what this question is talking about, especially when it says 'concept of reason'
What does that even mean?

write a letter to an english-speaking friend. in your letter, explain why you changed jobs describe your new job

Mar 1, 2017
Please correct the letter and send me mail on

Dear Ashish,
How you doing. I like to congrats you for your international assignment. Your hard work paid off.

How we used to put lot of hours to do integration and then engaging various teams for new project work and then assign code to resources. It was such a satisfying task and finally approval phase for the project before going live.

As you know because of uncertainty of client contract. I took up permanent job with JPMC.It have few advantages like project is long term and remuneration is better than previous company. I also get exposure to run scrum call once in a month and lead team to run hand over call. But at same time lot of support work with minimal design , architecture and high-quality work.Most of things are driven from USA unlike ANZ bank where we drive everything from India.

Let me know when we can Meetup up and have some fun together.


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